Institutional-grade
digital euro
infrastructure


Institutional-grade
digital euro
infrastructure


From the widely distributed EURØP stablecoin to instant euro payments to
DeFi, Schuman Financial delivers the complete infrastructure for Europe’s
digital financial future.

Digital euro, onchain

EURØP is a MiCA-compliant euro stablecoin issued by a licensed French Electronic Money Institution (EMI). Every EURØP is backed 1:1 by euros in segregated accounts at Europe’s leading financial institutions and independently audited by KPMG. EURØP gives you the institutional-grade trust with digital-native efficiency.

Auto Buy & Sell
Instantly mint or redeem at 1:1, 24 hours a day 7 days a week, in a couple of block times (minutes). Open an individual or business account. No slippage, no spread, just onchain euros instantly.
Move cross-chain
Transfer seamlessly across Avalanche, Ethereum, Plasma, Polygon, XRPL and additional blockchains. Same regulation, same backing, same institutional-grade security. Deployed natively on every supported chain.
Safeguard holdings
Compatible with third-party institutional custodians and self-custody wallets. Full compatibility with the infrastructure you already use.
Widely distributed
Available on 10+ venues and counting with deep liquidity and tight spreads across Europe’s leading exchanges.

Money Movement

Free and instant international payments

Free and instant international payments

Schuman platform provides fintech infrastructure for the future of global money movement with deep integrations into the European banking network. Named accounts, SEPA and SWIFT capabilities, and fully onchain banking to serve customers globally.
Named Accounts
Allocate named accounts for your customers, start sending and receiving euros and eliminate unnecessary reconciliation processes. Schuman can serve customers globally and across currencies. These accounts can be pooled in flexible hierarchy, all delivered through APIs.
International Payments
Send and receive payments across fiat and crypto globally. Support for first-party, third-party, and direct debit payments with seamless processing.
  • SEPA
  • SWIFT
  • Fiat + Crypto
  • Pure Crypto
Instant settlement
24 x 7 transfers across fiat and onchain with complete transparency. No intermediaries, no delays, just payments at the speed of lightning.
EURØPayments
Fully onchain bankless banking infrastructure. Complete audit trail, zero intermediaries, top-tier security. Built for Europe’s digital economy and B2B settlements.

StablecoinFX

Schuman platform provides fintech infrastructure for the future of global money movement with deep integrations into the European banking network. Named accounts, SEPA and SWIFT capabilities, and fully onchain banking to serve customers globally.
USD ↔ EUR conversion
Competitive institutional rates with transparent pricing.
Multi-currency support
Growing range of fiat and crypto currency pairs.
Settlement in blocktimes (<15 minutes)
Real-time conversion with end-to-end settlement. Even faster on payment native chains.
Seamless cross-currency payments
Convert and send in a single transaction. Route payments through traditional rails or on-chain infrastructure with automatic FX conversion when needed.

EURØP 3D coins

EURØP DeFi

EURØP holders can independently access a growing ecosystem of decentralised finance protocols operated by third parties.
Third-party services: The DeFi protocols below are operated by independent third parties — not Schuman Financial. We do not operate, control, or endorse these protocols. Users interact at their own risk.
Fiat on-/off-ramp
Fund your DeFi wallet directly from fiat. Move euros to EURØP and access protocols seamlessly.
Lend and earn yield
Supply EURØP to lending protocols and earn yield through third-party platforms.
Borrow against EURØP
Use EURØP as collateral on decentralised lending platforms operated by third parties.
DeFi infrastructure
Integrated with Curve, Aave, and liquidity pools. Growing protocol support.

All DeFi integrations are operated by independent third parties. Schuman Financial bears no responsibility for third-party risks.

Choose Your Path

Whether you’re an individual, business, platform partner, or developer — there’s a way to start building with EURØP today.
For individuals
Buy EURØP on your preferred exchange, hold in your wallet, use across the European digital economy.
For businesses
Open an IBAN account, access international payments, integrate EURØP into treasury operations.
For partners
List EURØP on your exchange or integrate into your platform. Work directly with our team.
For developers
Access comprehensive API documentation, integration guides, and technical resources.