Transparency You Can Trust

Quarterly Reserve Audits
by KPMG

At Schuman Financial, we believe that trust must be earned and verified. That’s why EURØP, our MiCA-compliant euro stablecoin, undergoes independent, quarterly reserve audits by KPMG. Don’t trust; verify.

What We Audit

Every quarter, KPMG performs a comprehensive attestation covering:

  • 100% Euro Backing to confirm that all circulating EURØP tokens are fully backed 1:1 by reserves.
  • Verification that reserves are held at regulated European financial institutions, including Société Générale.
  • Assurance that customer funds are kept separate from Schuman’s operational accounts, as required by EU regulations.
Why It Matters

Unlike many stablecoins, EURØP is issued by a licensed Electronic Money Institution (EMI), regulated by ACPR under the Banque de France. Our audits are a regulatory commitment under MiCA and a cornerstone of how we build trust in a digital euro economy.

Access the Reports

Below you’ll find our latest KPMG attestation reports. Each includes full details on circulating supply, reserve holdings, and custody partners.

Q1 2025 – Attestation regarding the number of EURØP tokens as of 31.03.25