Effective Date: October 1, 2024

Schuman Financial (“we,” “us,” or “our”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you visit our website www.schuman.io (the “Website”) or use our services.

The data controller responsible for the processing of your personal data is:

Salvus SAS, which trades under the name Schuman Financial
920 017 134 R.C.S. Paris

9 rue du Quatre-Septembre
75002 Paris
France

Telephone: +33 (0)9 80 80 22 84
Email: dpo@schuman.io

We may collect and process the following types of personal data:

• Contact Information: Name, email address, telephone number, and address.
• Usage Data: Information about how you use our Website, including your IP address, browser type, operating system, and browsing habits.
• Communication Data: Any communications you send to us via email, contact forms, or other methods.
• Transaction Data: Details of any transactions you carry out through our Website, including payment information.
• Marketing Data: Your preferences in receiving marketing communications from us.

We collect data through various methods, including:

• Direct Interactions: You may provide us with your data by filling in forms on our Website, communicating with us via email, or other means.
• Automated Technologies: As you interact with our Website, we may automatically collect technical data using cookies, server logs, and similar technologies.
• Third Parties: We may receive personal data about you from third-party sources such as analytics providers or payment processors.

We process your personal data for the following purposes:

• To provide our services: Processing your data is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
• To communicate with you: Responding to your inquiries, providing information, or addressing your concerns.
• To improve our website: Monitoring and analyzing usage trends to enhance user experience.
• To comply with legal obligations: Processing your data as required by law, such as tax and accounting obligations.
• For marketing purposes: Sending you marketing communications if you have opted in to receive them.

We process your personal data based on one or more of the following legal bases:

• Consent: Where you have given your explicit consent to process your data for specific purposes.
• Contract: Where processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
• Legal Obligation: Where processing is necessary to comply with a legal obligation to which we are subject.
• Legitimate Interests: Where processing is necessary for our legitimate interests, provided that your rights and interests do not override those interests.

We may share your personal data with:

• Service Providers: Third-party service providers who assist us in operating our Website, conducting our business, or servicing you, provided they agree to keep your data confidential.
• Legal Authorities: We may disclose your data to government authorities if required by law or to protect our legal rights.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your data may be transferred to the new owners.

Your personal data may be transferred to, and processed in, countries outside of France or the European Economic Area (EEA) that may not provide the same level of data protection as your home country. In such cases, we ensure that appropriate safeguards are in place by relying on the Standard Contractual Clauses (SCCs) approved by the European Commission, or other suitable mechanisms, to protect your personal data in accordance with this Privacy Policy and the requirements of applicable data protection laws.

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. Despite our efforts, no security measures are perfect, and we cannot guarantee the absolute security of your data.

We will retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for legal, accounting, or reporting requirements. When we no longer need your data, we will securely delete or anonymize it.

Under GDPR, you have the following rights concerning your personal data:

• Right to Access: You have the right to request a copy of the personal data we hold about you.
• Right to Rectification: You have the right to request the correction of any inaccurate or incomplete data we hold about you.
• Right to Erasure: You have the right to request the deletion of your personal data under certain circumstances.
• Right to Restrict Processing: You have the right to request that we restrict the processing of your data in certain situations.
• Right to Data Portability: You have the right to request the transfer of your data to another organization or directly to you, in a structured, commonly used, and machine-readable format.
• Right to Object: You have the right to object to the processing of your data in certain circumstances, including processing for direct marketing purposes.
• Right to Withdraw Consent: If you have provided consent for the processing of your data, you have the right to withdraw your consent at any time.

We use cookies and similar technologies on our website to enhance user experience, analyze traffic, and provide tailored services. By law, we require your consent for non-essential cookies. Upon visiting our site, you will be prompted to accept or reject cookies, and you may adjust your preferences at any time. Essential cookies, necessary for the functioning of the website, do not require consent. We provide transparent information on the type and purpose of cookies used, in compliance with applicable data protection regulations. For more information about the cookies we use and how to manage them, please see our Cookie Policy.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your data.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Salvus SAS, which trades under the name Schuman Financial
920 017 134 R.C.S. Paris

9 rue du Quatre-Septembre
75002 Paris
France

Telephone: +33 (0)9 80 80 22 84
Email: dpo@schuman.io