What is EURØP (EUROP)?
The Euro Stablecoin Designed for Europe
As blockchain-based finance becomes more widespread, the need for fast, reliable, and compliant on-chain euro grows stronger. While USD-backed stablecoins have dominated the market, there has been a noticeable absence of euro-native options. That’s where the EURØP euro stablecoin comes in.
EURØP (EUROP) is a euro-denominated stablecoin issued by Schuman Financial. It is designed to meet the growing demand for secure, transparent, and regulation-ready digital euros. It is fully backed 1:1 by euro reserves and issued under the EU’s new Markets in Crypto-Assets (MiCA) framework. If you’re looking for the best euro stablecoin to use in digital payments, DeFi, and tokenized asset infrastructure, EURØP is built to meet that need.
Key Features of EURØP
- Euro-Denominated Stablecoin: 1:1 pegged to the euro, providing stability and familiarity for European users.
- Regulated Issuer: Issued by a licensed Electronic Money Institution (EMI) regulated by the French ACPR under the Banque de France.
- Fully Backed Reserves: Backed by euro cash and equivalents held in leading European banks including Société Générale.
- Audited and Transparent: Reserves are audited regularly by KPMG, ensuring full transparency.
- Multichain Deployment: Available on Ethereum, Polygon, Avalanche, and expanding to other blockchains continuously.
Why EURØP Matters
Stablecoins are becoming a foundational layer of the digital economy, allowing users to transact, save, and invest without the volatility of cryptocurrencies. But until recently, most stablecoin activity has centered on the U.S. dollar, leaving European users exposed to currency risk.
EURØP fills that gap, offering a compliant and euro-native stablecoin for:
- Digital payments
- DeFi applications
- FX and trading settlements
- Tokenized real-world assets (RWAs)
- On-chain savings and remittances
EURØP vs Other Euro Stablecoins
While there are other euro stablecoins in circulation, EURØP stands out for its regulatory clarity, institutional-grade infrastructure, and deep integration within the European financial ecosystem. It is among the first MiCA-compliant euro stablecoins issued under Europe’s comprehensive digital asset framework.
| Feature | EURØP | Other Euro Stablecoins |
|---|---|---|
| MiCA Compliant | ✅ | ❌ / Limited |
| Regulated Issuer | ✅ (France - ACPR) | ❌ / Offshore |
| Institutional Custody | ✅ (SocGen, etc.) | ❌ / Unknown |
| Audited by Top Firm | ✅ (KPMG) | ❌ / No audits |
| Active DeFi Integrations | ✅ | ⚠️ Limited |
EURØP and the Digital Euro: What’s the Difference?
EURØP is a private, regulated euro stablecoin designed for use in both traditional and decentralized finance. The digital euro, developed by the European Central Bank (ECB), is a separate initiative intended as a central bank digital currency (CBDC) for retail payments.
While both are euro-denominated, EURØP is:
- Available today
- Programmable and DeFi-compatible
- Issued and managed by a licensed private-sector entity
Who is EURØP for?
- Retail users looking for a euro-backed digital asset
- Crypto projects integrating euro-denominated features
- Businesses and merchants seeking euro settlement rails
- Developers and DeFi protocols building on-chain finance in Europe
Where to Buy EURØP
You can buy EURØP (EUROP) on leading European exchanges including Kraken, Bitpanda, Bitvavo, and Bit2Me. It is also available on decentralized exchanges like Uniswa or the popular European neobank N26.
Frequently Asked Questions (FAQ)
Disclaimer
This communication is provided by Salvus SAS, an authorised EMT issuer in France, which trades under the name Schuman Financial. Detailed information about the electronic money tokens (“EMT”) we issue, including the EURØP stablecoin, can be found in the published White Papers available on our website. Token holders are entitled to redeem EURØP directly from the issuer at any time at face value.