Schuman Financial and OpenTrade
Are Bringing Euro-Denominated PayFi to Avalanche With EURØP

Paris, 25th of September 2025 – Over the past few months, there’s been an ever-growing interest in blockchain from TradFi institutions. What caught their attention is the way money moves on-chain. It’s instant, programmable, online 24/7 and borderless. We’re speaking about payments.

We teamed up with OpenTrade and Ava Labs to focus on the latest development in the world of finance called PayFi. PayFi, or Payments Finance, is a concept that integrates payments with on-chain finance and blockchain to enable the free flow of money, faster settlements, lower fees and interoperability. With today’s joint announcement, we’re taking a decisive step in that direction. Our fully MiCA-compliant euro stablecoin EURØP has been live on Avalanche for some time, and we’re pushing the integration further.

With OpenTrade, we bring euro-denominated, real-time yield services powering PayFi liquidity to one of the fastest and most developer-friendly networks. Together, we’re building the next chapter of PayF,i built around the world’s second most used currency.

For years, euro holders have had to choose between two paths: Stay in TradFi which is reliable but slow and often expensive, especially cross-border, or go crypto in USD which is fast and programmable, but not in their native currency, not always compliant and recently very volatile.

We’re changing that with EURØP on Avalanche as we bring a euro-native and compliant experience to an L1 designed for speed and scale. OpenTrade connects the on-chain liquidity to institutional flow and enables the euro leg of blockchain institutional finance. In less than a month this collaboration powered €20M+ in volume within PayFi. This is where real-world payments merge with composable finance and without currency mismatch or unnecessary FX risks.

Think of your Mastercard or Visa card. You make a payment and it’s instantly executed, but only for you. The merchants are often forced to wait for hours or even days before they receive your payment. With PayFi on Avalanche, we make digital euros behave like software by settling instantly under specified logic and connecting to financial services as easily as APIs connect apps.

With EURØP on Avalanche, supported by OpenTrade, we’re unlocking:

• • Euro-denominated on-chain rails that transact and settle in EUR, reduce FX risks, and price in the currency euro holders understand.
  • Instant settlements with <2s finality to support real-time flow of value, from payouts and suppliers settlements, to merchant disbursements and B2B transactions.
  • Institutional flows that unlock millions in volume as OpenTrade’s PayFi yield product already demonstrates. We enable plug-in liquidity and counterparties built for scale.
  • Compliance by design provides institutions, SMBs and retail with peace of mind and regulatory clearance within the EU and EEA.

With all of this in mind, Avalanche becomes ready for fintechs and PSPs, who need to offer euro-denominated instant payments, automated receivables and simplified treasuries with on-chain settlement that reconciles within seconds. Merchants and marketplaces can receive payments or disburse refunds in seconds and move working capital faster.

We believe that payments are the missing piece needed for mass adoption not just among retail but also against businesses and even traditional financial institutions. We want to encourage you to explore the growing PayFi ecosystem on Avalanche and come build the future of finance with us.

If you’re a developer, spin up your product on Avalanche with EVM tooling and drop EURØP into your flows. Enterprises and fintechs can connect through OpenTrade to access PayFi-powered yield on EURØP.. Traders and users can benefit from the already-live EURØP pairs on Pharaoh Exchange and LFJ (Trader Joe).

The bottom line is simple. Euro is the second most used currency in the world, but on-chain it’s still just a fraction of the massive market of USD stablecoins. Euro-denominated finance shouldn’t lag behind, and with EURØP on Avalanche, connected through OpenTrade’s institutional rails, PayFi in EUR is no longer sci-fi. It’s operational and growing.

Let’s build the next chapter of euro-denominated finance together.