# Schuman Financial | EURØP

> The Gold Standard for MiCA-Compliant Stablecoins


## Posts

- [European digital-finance firms, joined by Nasdaq-listed etoro, launch Eurøpe Consortium to expand euro-denominated onchain finance](https://schuman.io/blog/europe-consortium-launch-euro-onchain-finance/): Schuman Financial, etoro and leading European digital-finance firms have launched the Eurøpe Consortium, an industry coalition focused on expanding adoption of euro-denominated onchain finance
- [Schuman Financial Joins Plexo’s Founding Cohort to Bring Regulated Euro Rails to Global Stablecoin Payments](https://schuman.io/blog/schuman-financial-joins-plexos-founding-cohort-to-bring-regulated-euro-rails-to-global-stablecoin-payments/): Schuman Financial has joined the founding cohort of Plexo, the coordination network for institutional stablecoin clearing, alongside Hercle, TradeVu, Echo Money, Kii Global, Zynta, Zuba and 18 other licensed financial institutions.
- [Schuman Financial enters into a strategic partnership with Ripple and OpenFX to Provide Access to European Euro Rails and Scale EURØP Globally](https://schuman.io/blog/ripple-and-openfx-enter-into-a-strategic-partnership-with-schuman-financial-to-access-european-euro-rails-and-scale-europ-globally/): Schuman Financial, the leading European stablecoin issuer, infrastructure provider and payments company, today announced that it has entered into a strategic partnership with several major global companies that are transforming financial services through digital asset technologies, including Ripple and OpenFX. The partnership involves a financial investment in Schuman.
- [Money Laundering Reporting Officer (MLRO)](https://schuman.io/careers/money-laundering-reporting-officer-mlro/): We are hiring a France-based Money Laundering Reporting Officer to own Salvus SAS’s AML/CFT framework and act as the designated MLRO across its regulated EMI and digital-asset activities.
- [Unique Digital Assets Brings EURØP to Institutional Clients Across Trading, Payments, and Custody](https://schuman.io/blog/unique-digital-assets-brings-europ-to-institutional-clients-across-trading-payments-and-custody/): We've partnered with Unique Digital Assets (UDA), a financial services provider offering institutional-grade digital asset trading, global payments, custody, and yield solutions. Through this partnership, UDA will integrate EURØP across its existing service suite, giving its clients a regulated euro settlement option that fits seamlessly into their workflows.
- [How Crypto Exchanges Are Solving Euro Settlement with EURØP](https://schuman.io/blog/how-crypto-exchanges-are-solving-euro-settlement-with-europ/): European users represent one of the largest addressable markets in crypto finance. Serving them well is oftentimes the biggest challenge. When the experience disappoints, those customers don't come back. They look for a platform that got it right.
- [Europe Ends the Onchain Dollar Detour](https://schuman.io/blog/europe-ends-the-onchain-dollar-detour/): European institutions hold euro-denominated assets, serve euro-denominated customers, and operate in euro-denominated markets. Yet when institutions move euros onchain or use stablecoins for settlement, they are often forced to rely on dollar-denominated infrastructure.
- [Three Ways EURØP Is Built to Move Euros](https://schuman.io/blog/three-ways-europ-is-built-to-move-euros/): Cross-border euro settlements can take up to three business days via SWIFT. Treasury teams reconcile payments manually and absorb FX spread costs. Traditional banking infrastructure limits euro liquidity management.
- [Schuman Financial CEO at Ripple Swell: Why Private Euro Stablecoins Will Define Europe's Financial Future](https://schuman.io/blog/schuman-financial-ceo-at-ripple-swell-why-private-euro-stablecoins-will-define-europes-financial-future/): Martin Bruncko sat down with CoinDesk Live at Ripple Swell in New York on November 4 to discuss the state of European digital finance. His message was direct: Europe has the infrastructure, the market, and the regulatory clarity to lead the next wave of on-chain finance.
- [Eduardo Morrison Chats with Ripple's Onchain Economy](https://schuman.io/blog/eduardo-morrison-chats-with-ripples-onchain-economy/): Our co-founder and head of business development, Eduardo Morrison, sat down with Ripple's Onchain Economy last week to explain what it looks like when Europe stops waiting.
- [Schuman Financial and OpenTrade Are Bringing Euro-Denominated PayFi to Avalanche With EURØP](https://schuman.io/blog/schuman-financial-and-opentrade-are-bringing-euro-denominated-payfi-to-avalanche-with-europ/): We teamed up with OpenTrade and Ava Labs to focus on the latest development in the world of finance called PayFi. PayFi, or Payments Finance, is a concept that integrates payments with on-chain finance and blockchain to enable the free flow of money, faster settlements, lower fees and interoperability.
- [Schuman Financial Partners with Assetera to Make EURØP the Settlement Rail for Tokenized Securities](https://schuman.io/blog/schuman-financial-partners-with-assetera-to-make-europ-the-settlement-rail-for-tokenized-securities/): We’re proud to announce that we’ve entered into a strategic partnership with Assetera, the regulated trading venue for real-world assets on-chain. From today, institutional and professional investors on Assetera can fund accounts, settle trades, and hold collateral in EURØP when buying or selling tokenized public-market instruments or natively issued security tokens.
- [Why the Digital Euro Won’t Save Us from Dollar Stablecoins](https://schuman.io/blog/why-the-digital-euro-wont-save-us-from-dollar-stablecoins/): Stablecoins are well on their way to rewriting global finance. Yet the European Central Bank (ECB) appears intent on repeating past missteps by resisting this emerging disruption. Rather than fostering European stablecoins, the ECB wants to fight them with an unproven, government-run alternative: the digital euro.
- [EURØP Now Available on Fireblocks: A New Era for Euro-Native Institutional Finance](https://schuman.io/blog/europ-now-available-on-fireblocks-a-new-era-for-euro-native-institutional-finance/): As Europe enters the MiCA era, stablecoins are no longer just a crypto-native experiment. They are becoming the backbone of programmable money and digital infrastructure in the eurozone. At Schuman Financial, we are proud to announce that EURØP, our fully MiCA-compliant, euro stablecoin, is now integrated into Fireblocks, one of the most trusted digital asset platforms in the world.
- [Schuman Financial’s EURØP Becomes First MiCA-Compliant Euro Stablecoin Integrated on the XRP Ledger](https://schuman.io/blog/schuman-financials-europ-becomes-first-mica-compliant-euro-stablecoin-integrated-on-the-xrp-ledger/): Schuman Financial today announced a native integration of its MiCA-compliant euro stablecoin EURØP onto the XRP Ledger (XRPL). This marks a major step toward bringing compliant euro-denominated stablecoins into active use on one of the world’s most widely used blockchains.
- [What is EURØP (EUROP)? The Euro Stablecoin Designed for Europe](https://schuman.io/blog/what-is-europ-europ-the-euro-stablecoin-designed-for-europe/): As blockchain-based finance becomes more widespread, the need for fast, reliable, and compliant on-chain euro grows stronger. While USD-backed stablecoins have dominated the market, there has been a noticeable absence of euro-native options. That’s where the EURØP euro stablecoin comes in.
- [Global Leader or Financial Colony? Europe Must Choose](https://schuman.io/blog/global-leader-or-financial-colony-europe-must-choose/): The Trump administration’s economic policies are creating a major opening for the global comeback of European finance… at least theoretically. With every passing day, investors are increasingly asking themselves whether it still makes sense to believe in the mighty US dollar. For those losing faith, one obvious replacement should be the euro. After all, it is already the second largest reserve currency, while Europe is the second largest financial market in the world.
- [Building a Borderless Euro Economy](https://schuman.io/blog/building-a-borderless-euro-economy/): One year ago, when we started putting together the vision for Schuman Financial, we collectively realised the exciting opportunity ahead of us. We have the chance to remake the way European money moves, and it all starts with a solid euro stablecoin. The European Union has always stood for the free movement of goods, services, people, and capital, but cross-border transfers and lack of interoperability feel like relics of another century.
- [Europe Can Lead In Tech](https://schuman.io/blog/europe-can-lead-in-tech/): During this year’s World Economic Forum in Davos, one of the three main themes, besides AI and Trump, that dominated the event was “peak pessimism on Europe.” The argument was familiar: Europe is stagnating, unable to compete, and slowly turning into a museum.
- [Why Euro Stablecoins Are the Next Big Thing](https://schuman.io/blog/why-euro-stablecoins-are-the-next-big-thing/): A few years ago, while I was managing the European operations at the world’s largest company in the digital asset space, Binance, I raised a simple problem with my colleagues: “Europe is a market of roughly half a billion people, and basically every one of them only uses euros in their daily life. So when we run our marketing promotions, like trading discounts and vouchers, how come we offer them in dollars?”
- [Schuman Financial Is Bringing European Finance On-Chain](https://schuman.io/blog/schuman-financial-is-bringing-european-finance-on-chain/): After months of working in stealth mode, we are excited to announce the launch of Schuman Financial. Schuman Financial is an independent European company founded by a team with decades of experience from the cutting edge of crypto, traditional finance and European policymaking.

## Pages

- [Careers](https://schuman.io/careers/): [vc_row padding_top_multiplier="4x" padding_bottom_multiplier="" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner padding_bottom_multiplier="4x"][vc_column_inner][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row height_ratio="80" padding_top_multiplier="" padding_bottom_multiplier="6x" rc_bg_type="color" columns_gap="60" rc_bg_color="#ffffff"][vc_column content_width="90" rc_heading_color="primary-3" rc_font_color="#132330"][vc_row_inner padding_bottom_multiplier="2x"][vc_column_inner width="1/2"][/vc_column_inner][vc_column_inner width="1/2" rc_font_color="#000000"][vc_column_text css=""]You are viewing an official employment posting from Schuman Financial.
- [Smart Contracts](https://schuman.io/smart-contracts/)
- [Legal Center](https://schuman.io/legal-center/): On the one hand, Salvus SAS, trading as Schuman Financial, a simplified joint stock company incorporated under the laws of France, with the registered number 920 017 134 at the Registry of Commerce and Companies of Paris, and its registered office at 69 Boulevard Haussmann, 75008 Paris, France, authorised to carry on business as an electronic money institution approved by the Autorité de Contrôle Prudentiel et Résolution (ACPR) under articles L.526-1 et seq.
- [Products](https://schuman.io/products/): From the widely distributed EURØP stablecoin to instant euro payments to DeFi, Schuman Financial delivers the complete infrastructure for Europe's digital financial future.
- [English](https://schuman.io/en/)
- [Slovak](https://schuman.io/sk/): EURØPayments je bezpečný, rýchly a plne v súlade s predpismi.
- [Pricing](https://schuman.io/pricing/): [/vc_column_text][vc_column_text css=""]0 €/month*[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width="1/3"][/vc_column][/vc_row][vc_row padding_top_multiplier="" padding_bottom_multiplier="" rc_bg_type="color" rc_bg_color="#FFFFFF" rc_font_color="#132330"][vc_column rc_font_color="#132330"][vc_column_text css=""]* The Free plan is available exclusively as a two-month trial.
- [Frequently Asked Questions](https://schuman.io/faq/): [vc_row height_ratio="40" padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="primary-3" rc_bg_opacity_overlay="80" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light" rc_bg_color="#132330"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_heading_color="primary-3" rc_bg_type="color" scroll_section_title="get-europ" rc_bg_color="#FFFFFF" rc_font_color="#132330"][vc_column width="1/4" rc_link_color="primary-2" rc_link_hover_color="primary-1" rc_font_color="#132330"][/vc_column][vc_column width="3/4" rc_link_color="primary-2" rc_link_hover_color="primary-1"][vc_tta_accordion c_align="left" c_position="right" active_section="0" heading="h5" accordion_go_top="yes"][vc_tta_section title="01 / What is EURØPayments?"
- [Press](https://schuman.io/press/): [vc_row height_ratio="40" padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="gradient" rc_bg_gradient_overlay_custom_1="#132330CC" rc_bg_gradient_overlay_custom_2="#99E5CBCC" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="color" scroll_section_title="get-europ" rc_bg_color="#14232F"][vc_column width="1/2"][/vc_column][vc_column width="1/2" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_tta_accordion c_align="left" c_position="right" active_section="1" heading="h5" css=".vc_custom_1758562238398{border-color: #132330 !important;}"][vc_tta_section title="EURØP Brand Guidelines" tab_id="1758558852366-e2d0f493-b46f"][vc_column_text css=""]Brand definition and guidelines for the correct use of the EURØP symbol and logotype.
- [Blog](https://schuman.io/blog/)
- [About Us](https://schuman.io/about/): [vc_row height_ratio="40" padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="gradient" rc_bg_gradient_overlay_custom_1="#132330CC" rc_bg_gradient_overlay_custom_2="#99E5CBCC" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2" full_height="yes"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#E8ECE6"][vc_column][vc_row_inner][vc_column_inner width="1/2" mobile_text_align="left"][/vc_column_inner][vc_column_inner width="1/2" rc_link_color="primary-2" rc_link_hover_color="primary-1" rc_font_color="#132330"][vc_column_text css=""]Schuman Financial is the leading provider of technologies, infrastructure, and solutions for European stablecoin-based finance.
- [EURØP](https://schuman.io/europ/): [vc_row height_ratio="40" padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="gradient" rc_bg_gradient_overlay_custom_1="#132330CC" rc_bg_gradient_overlay_custom_2="#99E5CBCC" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#E8ECE6"][vc_column][vc_row_inner][vc_column_inner width="1/2" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2" vertical_content_position="middle" rc_link_color="primary-2" rc_link_hover_color="primary-1" rc_font_color="#132330"][vc_column_text css=""]EURØP euro stablecoin is a secure, transparent, and MiCA-compliant euro-denominated stablecoin, redeemable 1:1 for the euro.
- [Home](https://schuman.io/): [vc_row height_ratio="40" padding_top_multiplier="2x" padding_bottom_multiplier="2x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="gradient" rc_bg_gradient_overlay_custom_1="#132330CC" rc_bg_gradient_overlay_custom_2="#99E5CBCC" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light" section_id="top"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner padding_top_multiplier="2x" padding_bottom_multiplier="1x"][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2" vertical_content_position="middle"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" rc_bg_type="color" columns_gap="none" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner][vc_column_inner text_align="center"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_section][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="gradient" rc_bg_gradient_color_1="#78DFC1" rc_bg_gradient_color_2="#132330" rc_bg_gradient_direction="135"][vc_column width="1/2"][/vc_column][vc_column width="1/2" vertical_content_position="middle"][/vc_column][/vc_row][/vc_section][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="2x" rc_bg_type="color" columns_gap="20" rc_font_color="#132330" rc_bg_color="#ffffff" section_id="intro" el_wrapper_class="intro-bullet"][vc_column width="1/5" text_align="center" animation="fade-in-up" animation_delay="100" tablet_sm_width="1-2" mobile_width="1-2" grve_css="{``desktop``:{``padding-top``:``20``,``padding-right``:``0``,``padding-bottom``:``20``,``padding-left``:``0``,``class``:``grve-wpb-1756356529681``}}"][/vc_column][vc_column width="1/5" text_align="center" animation="fade-in-up" animation_delay="200" tablet_sm_width="1-2" mobile_width="1-2" el_wrapper_class="bullet-list-point" grve_css="{``desktop``:{``padding-top``:``20``,``padding-right``:``30``,``padding-bottom``:``20``,``padding-left``:``30``,``class``:``grve-wpb-1756356573480``}}"][/vc_column][vc_column width="1/5" text_align="center" animation="fade-in-up" animation_delay="300" tablet_sm_width="1-2" mobile_width="1-2" el_wrapper_class="bullet-list-point" grve_css="{``desktop``:{``padding-top``:``20``,``padding-right``:``30``,``padding-bottom``:``20``,``padding-left``:``30``,``class``:``grve-wpb-1756356582564``}}"][/vc_column][vc_column width="1/5" text_align="center" animation="fade-in-up" animation_delay="400" tablet_sm_width="1-2" mobile_width="1-2" el_wrapper_class="bullet-list-point" grve_css="{``desktop``:{``padding-top``:``20``,``padding-right``:``0``,``padding-bottom``:``20``,``padding-left``:``0``,``class``:``grve-wpb-1756356596595``}}"][/vc_column][vc_column width="1/5" text_align="center" animation="fade-in-up" animation_delay="500" tablet_sm_width="1-2" mobile_width="1-2" el_wrapper_class="bullet-list-point" grve_css="{``desktop``:{``padding-top``:``20``,``padding-right``:``30``,``padding-bottom``:``20``,``padding-left``:``30``,``class``:``grve-wpb-1756356602827``}}"][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_link_color="white" rc_link_hover_color="white" rc_bg_type="image" rc_bg_image="2964" rc_bg_image_type="pattern" rc_bg_image_size="full" rc_bg_pattern_overlay="yes" rc_bg_color_overlay="primary-3" rc_bg_opacity_overlay="40" columns_gap="60" rc_font_color="#FFFFFF" rc_bg_color="#14232F" section_id="intro"][vc_column width="1/2"][/vc_column][vc_column width="1/2" rc_font_color="#FFFFFF"][vc_column_text css=""]At Schuman Financial, our mission is to lead the decentralisation of European finance as the issuer of EURØP, the regulated, fully-backed euro stablecoin.
- [Reserve Attestations](https://schuman.io/reserve-attestations/): [vc_row padding_top_multiplier="4x" padding_bottom_multiplier="" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner padding_bottom_multiplier="4x"][vc_column_inner][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="" padding_bottom_multiplier="6x" rc_bg_type="color" columns_gap="60" rc_bg_color="#ffffff"][vc_column content_width="90" rc_heading_color="primary-3" rc_font_color="#132330"][vc_row_inner padding_bottom_multiplier="4x"][vc_column_inner width="1/2"][/vc_column_inner][vc_column_inner width="1/2" rc_font_color="#000000"][vc_column_text css=""]At Schuman Financial, we believe that trust must be earned and verified.
- [Prohibited Countries & Territories](https://schuman.io/prohibited-countries/): [vc_row padding_top_multiplier="4x" padding_bottom_multiplier="4x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner padding_bottom_multiplier="2x"][vc_column_inner][/vc_column_inner][/vc_row_inner][vc_row_inner padding_bottom_multiplier="2x"][vc_column_inner width="1/2"][vc_column_text css=""]Schuman Financial maintains a list of prohibited countries and territories in accordance with its internal compliance policies, risk management framework, and applicable regulatory requirements.
- [Cookie Policy](https://schuman.io/cookie-policy/)
- [Legal Notice](https://schuman.io/legal-notice/): [vc_row padding_top_multiplier="4x" padding_bottom_multiplier="4x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner padding_bottom_multiplier="4x"][vc_column_inner][/vc_column_inner][/vc_row_inner][vc_row_inner padding_bottom_multiplier="2x"][vc_column_inner width="1/2" rc_link_color="primary-3" rc_link_hover_color="primary-1"][vc_column_text css=""]This website is operated by Schuman Financial, a company registered in France.
- [Contact](https://schuman.io/contact/): [vc_row height_ratio="40" padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="image" rc_bg_image="2746" rc_bg_image_size="full" rc_bg_color_overlay="gradient" rc_bg_gradient_overlay_custom_1="#132330CC" rc_bg_gradient_overlay_custom_2="#99E5CBCC" columns_gap="60" separator_bottom_size="180px" scroll_header_skin="light"][vc_column vertical_content_position="middle" rc_heading_color="white" rc_font_color="#FFFFFF"][vc_row_inner][vc_column_inner width="1/2" content_width="95" vertical_content_position="middle" mobile_text_align="center"][/vc_column_inner][vc_column_inner width="1/2"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_top_multiplier="3x" padding_bottom_multiplier="3x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner][vc_column_inner width="1/2" rc_link_color="primary-1" rc_link_hover_color="primary-2"][vc_column_text css=".vc_custom_1757915854794{padding-right: 68px !important;}"]We value your feedback and inquiries!
- [Privacy Policy](https://schuman.io/privacy-policy/): [vc_row padding_top_multiplier="4x" padding_bottom_multiplier="4x" rc_bg_type="color" columns_gap="60" rc_font_color="#132330" rc_bg_color="#ffffff"][vc_column][vc_row_inner padding_bottom_multiplier="4x"][vc_column_inner][/vc_column_inner][/vc_row_inner][vc_row_inner padding_bottom_multiplier="2x"][vc_column_inner width="1/2" rc_link_color="primary-3" rc_link_hover_color="primary-1"][vc_column_text css=""]Effective Date: October 1, 2024 Schuman Financial ("we," "us," or "our") is committed to protecting and respecting your privacy.

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